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Approved interest rate will depend on the creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of full principal and interest payments with the shortest available loan term.ĢRate range above includes optional 0.25% Auto Pay discount. Variable interest rates may increase after consummation. Your actual rates and repayment terms may vary. Loans will never have a full principal and interest monthly payment of less than $50. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54.Variable rates may increase after consummation. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Rates shown are for the College Ave Undergraduate Loan product and include autopay discount.As certified by your school and less any other financial aid you might receive.
Program restrictions, other terms, and conditions apply. All loans are subject to individual approval and adherence to underwriting guidelines. College Ave Student Loans products are made available through Firstrust Bank, member FDIC, First Citizens Community Bank, member FDIC, or M.Y.
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